Insurance

BoneDaddy's

Take a breath!
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Jun 24, 2009
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Bedford, NH
For those vendors/caterers who are legit (i know you all are :p) what insurance do you carry and about how much do you pay annually. My guy told me $1000 for a $1million policy. Seems to be hefty to me. So my non-BBQ costs look like this:

HD Lisc $300
Insurance $1,000
State LLC fee's $100
Kitchen Rental upfront $100 +$10/hour

what am i missing
 
City/town/county business license? In many locals business license fees are based on projected gross revenue.
 
I pay $1000 for million but it also includes full coverage on my truck which was $675 before I put it to the business so I really pay $325 I guess.
 
I pay $ 2,100 a year which covers 2010 GMC pickup, 18 foot trailer, Lang 84 deluxe smoker, Backwoods Pro Jr., wife's car and $2,000,000.00 liability.
 
Mine was $500 per year for a $1 Million policy
 
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