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| Catering, Vending and Cooking For The Masses. this forum is OnTopic. A resource to help with catering, vending and just cooking for large parties. Topics to include Getting Started, Ethics, Marketing, Catering resources, Formulas and recipes for cooking for large groups. |
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05-03-2009, 09:10 PM
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#1 |
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Knows what a fatty is.
Join Date: 04-04-08
Location: Danbury, CT
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Trailer Insurance
Besides liability do other caterers carry a seperate policy on your trailers or cookers that tow behind?
If you don't you should seriously consider doing so, we have coverage on ours similar to what you would carry on your tow vehicle. In CT we have to register any trailer with motor vehicle which then prevents it from being covered under a homeowners policy for any damage or theft. I have a buddy who lost a 10K southern pride due to theft, it was trailer mounted without insurance. If your trailer gets hit by another vehicle and totaled and its not insured you might be eating the replacement cost! Worth looking into! |
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05-03-2009, 09:12 PM
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#2 |
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Grand Poobah and Site Admin
 
Join Date: 08-11-03
Location: Long Island, NY
Name/Nickname : Phil
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Geico covered mine for under 60 bucks.
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Site Administrator and Grand PooBah CBJ with a Fuzzy Blue Hat, 18 Foot Competition Trailer, Customized Klose BYC, Custom Built Shirley built to feed our Veterans(A.K.A "Abrams"), 1 Double Barreled Lang 84, 1 Heavily Modified Bionic Bandera, 1 Custom Super Medium Stickburning Spicewine w/stoker, 2 XL BGE, 1 Mini BGE, 2 Pit Barrel Cookers, 3 WSMs, 3 Weber Kettles, an NB Hondo, A Modified Brinkman Horizontal, DCS 48" Grill, a Broilmaster P3, a Blackstone 36 and 17, a covered, pellet pooping FEC100, and our duck died. :( News Flash: "A mans worth is judged by the weight of his integrity " You know your getting older when you choose your cereal for the fiber, not the toy Smoke on KC. WWW.BBQ-BRETHREN.COM |
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05-03-2009, 11:29 PM
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#3 |
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Knows what a fatty is.
Join Date: 05-31-05
Location: Northern California
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I'm covered on this with my business owners insurance.
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Jamie "The StrikeEagle" When You Care Enough to Send the Best |
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05-04-2009, 12:09 AM
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#4 |
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On the road to being a farker
Join Date: 09-26-06
Location: Kuna, Idaho
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In Idaho we don't have to register concessions trailers. We do have to register towbehind cookers and trailers however. We have ours covered for liability and theft through our business, otherwise my vehicle insurance covers anything else. Runs us about $150 a year for everything.
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Hoss [B]Big Daddy's BBQ[/B] [B]Concessions and Catering[/B] [B]Kuna, ID[/B] [URL="http://www.bigdaddysbbqonline.com"]www.bigdaddysbbqonline.com[/URL] Louisiana Grill - Whole Hog Traeger 150 30x72 Reverse Flow Offset 16ft Wells Cargo Mobile Kitchen 12ft Full service Mobile Kitchen |
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05-04-2009, 07:29 AM
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#5 |
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is One Chatty Farker
Join Date: 07-28-08
Location: Huntingdon, PA
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My trailers are all covered through the vehicle towing's insurance. Anything not picked up in that claim either diverts to my home owners (my RV) or my business insurance (my enclosed trailer).
May want to check with your auto insurance carrier on that. My insurance agent told me when these trailers are parked unattached from the tow vehicle, that's when they fall under the home owner or business insurance and are free from the vehicle. Hope that helps. It made sense in my head explaining it. lol!
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Cooking for the love of it. |
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05-04-2009, 03:26 PM
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#6 |
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is One Chatty Farker
Join Date: 03-16-07
Location: Coxsackie NY
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I have a additional rider that covers the replacement cost of all my equipment that is not built into my catering truck. I think it's $30k for around $250 extra for the year.
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I'MMM Back💪 |
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05-04-2009, 03:36 PM
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#7 |
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somebody shut me the fark up.
Join Date: 05-03-07
Location: New Baltimore, Mi.
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Ugh....
In Michigan, my vending trailer is considered commercial equipment, needs to be pulled by a commercially insured vehicle. (bend over mod) That covers damage to the trailer and truck. Our liability covers anything inside the trailer for theft and damage.
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Owner of Bubba's BBQ & Catering L.L.C. Beer Snob I cook the #bestbrisketnorthoftexas. Get over it. #detroitporkmafia BBQ Person of the Year 2013 |
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05-04-2009, 04:32 PM
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#8 | |
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Babbling Farker
 
Join Date: 05-03-07
Location: Olathe KS
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Quote:
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Boondoggle BBQ Country Smokers 450 Weber Smokey Mountain 18" Proud KCBS Member & Certified Judge |
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05-04-2009, 04:34 PM
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#9 |
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somebody shut me the fark up.
 
Join Date: 05-03-06
Location: Ventura, CA
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I am in good hands with Allstate (additional coverage)
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Peace and Smoke, BBS Powered by the West Coast Offense: Big Poppa Smokers and Simply Marvelous BBQ - "Walk with Us" My weapons: Humphrey's Smokers |
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