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Catering, Food Handling and Awareness *OnTopic* Forum to educate us on safe food handling. Not specifically for Catering or competition but overall health and keeping our families safe too.


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Unread 06-30-2009, 07:05 PM   #1
butt head
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Default catering insurance

Hey guys/gals, me and the wife are looking into catering insurance. anybody have info on brokers. we got one quote from our insurance guy for $890 a year for $1 mill.
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Unread 06-30-2009, 07:32 PM   #2
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Nationwide Ins. Co. has it.
Took me months to find them, at the end of the year, they will demand to see your books.
They will adjust your rates on the amount of money you make the year before.

Good luck!
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Unread 06-30-2009, 07:34 PM   #3
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Mine is through Auto Owners, believe it or not, and it is approx $350 a year for $1 Million and $10,000 on equipment. That is based on $10k a year in receipts...
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Unread 06-30-2009, 08:11 PM   #4
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Quote:
Originally Posted by Spydermike72 View Post
Mine is through Auto Owners, believe it or not, and it is approx $350 a year for $1 Million and $10,000 on equipment. That is based on $10k a year in receipts...
Receipts???

I was supposed to keep the receipts???
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Unread 06-30-2009, 08:35 PM   #5
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Default state farm

state farm does mine and jeff brinkers in washington mo 350.00 an year everything is in the policy

i just filed my first clam my pit cought fire and i am getting an new spice wine on the trailer covered

fire trucks pork grees driving down road four foot flames that is all i will say

1 mill bond insurance
10,000. equipment
10,000. trailer

not bad
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Unread 06-30-2009, 08:38 PM   #6
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Quote:
Originally Posted by Bbq Bubba View Post
Receipts???

I was supposed to keep the receipts???


They havent asked for them yet...
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Unread 06-30-2009, 09:01 PM   #7
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Quote:
Originally Posted by Spydermike72 View Post


They havent asked for them yet...
They will, trust me.
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Unread 06-30-2009, 09:02 PM   #8
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Quote:
Originally Posted by Spydermike72 View Post


They havent asked for them yet...
Oh....they will, trust me on this one.
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Unread 07-01-2009, 03:46 PM   #9
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thanks for the help guys. it gives me a starting point
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Unread 07-01-2009, 08:57 PM   #10
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Quote:
Originally Posted by beam boys bbq View Post
state farm does mine and jeff brinkers in washington mo 350.00 an year everything is in the policy

i just filed my first clam my pit cought fire and i am getting an new spice wine on the trailer covered

fire trucks pork grees driving down road four foot flames that is all i will say

1 mill bond insurance
10,000. equipment
10,000. trailer

not bad
thank god you had that]

how's that gonig?
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Unread 07-14-2009, 01:42 AM   #11
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I'd shop around, I call my own insurance company (Allstate) and they wanted to charge $650 yr for $500,000 coverage, so I called State Farm. They only wanted $260 yr for a 1 million dollar covarge. I called my agent and told her I'm going with State farm, of course I told her why, $$$$$$$$$$$$$$.
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Unread 07-14-2009, 02:35 AM   #12
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Quote:
Originally Posted by Bbq Bubba View Post
Receipts???

I was supposed to keep the receipts???
food pirate food pirate..

mine promises you a quick death & me a no loss premium for $350 per year...
of course i have to provide free food twice a year & the extra corn from the still goes to the hogs.........
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Unread 07-15-2009, 11:15 PM   #13
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I wish State Farm in KS. would cover mine, they wount even consider the coverage on a moble smoker, and kitchen.
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