Who's Got A Decent Insurance Rate?

thinbluebbq · 06-04-2012, 09:46 PM

Ok, vending veterans of the Thin Blue Smoke. I am looking for a bit of assistance. Last year, we had a great liability insurance policy. We only vend a few times a year and so it worked great for us. We qualified for the minimum policy rate for a $1 mil/$2 mil policy with an annual rate of $177. This year, that insurance company has now raised their minimum policy amount to be $430. That was a shocker. We have an event in a few weeks and so I have been shopping around. We want the same policy limits, but want to ensure we are getting the most affordable rate.

So my question is simple.....

Do you have a reasonable rate on your liability insurance? What is it?

Does your policy require a one-time payment or can you pay monthly, quarterly or in some other form?

Thanks in advance for your responses.

jasonville43 · 06-05-2012, 07:58 AM

I am also in Indiana and I carry gen liability thru Indiana farmers, $250/year and they let you make monthly payments

jacksedona · 06-11-2012, 09:09 PM

ive been looking myself for my new business take a look here

http://www.stratumins.com/business/f..._insurance.htm

http://thebarbecuemaster.net

06-04-2012, 09:46 PM	#1
thinbluebbq Knows what a fatty is. Join Date: 10-03-10 Location: Indy area, IN	Who's Got A Decent Insurance Rate? Ok, vending veterans of the Thin Blue Smoke. I am looking for a bit of assistance. Last year, we had a great liability insurance policy. We only vend a few times a year and so it worked great for us. We qualified for the minimum policy rate for a $1 mil/$2 mil policy with an annual rate of $177. This year, that insurance company has now raised their minimum policy amount to be $430. That was a shocker. We have an event in a few weeks and so I have been shopping around. We want the same policy limits, but want to ensure we are getting the most affordable rate. So my question is simple..... Do you have a reasonable rate on your liability insurance? What is it? Does your policy require a one-time payment or can you pay monthly, quarterly or in some other form? Thanks in advance for your responses. __________________ Franklin, IN - http://www.the-chefs-table.com - http://www.thinbluebbq.us

06-05-2012, 07:58 AM	#2
jasonville43 Knows what a fatty is. Join Date: 03-26-12 Location: Jasonville IN	I am also in Indiana and I carry gen liability thru Indiana farmers, $250/year and they let you make monthly payments __________________ Reverse Flow 300 Gallon, backyard offset, 2 char-grillers and 72" gas grill :) :)

06-11-2012, 09:09 PM	#3
jacksedona Take a breath! Join Date: 03-11-12 Location: phoenix,arizona	ive been looking myself for my new business take a look here http://www.stratumins.com/business/f..._insurance.htm http://thebarbecuemaster.net __________________ alan weber smoker,one touch,go anywhere,masterbuilt