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Catering, Vending and Cooking For The Masses. this forum is OnTopic. A resource to help with catering, vending and just cooking for large parties. Topics to include Getting Started, Ethics, Marketing, Catering resources, Formulas and recipes for cooking for large groups.


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Old 06-03-2010, 06:57 AM   #1
PollardsVision
Got Wood.
 
Join Date: 06-29-09
Location: Lynchburg, VA
Default Catering insurance.

I'm getting closer to getting everything set-up for catering, trying to get everything set for the 1st of July.
I'll be starting with smaller events (25-75) and growing from there.

-Got the HD application process going and that seems to be going well, though I'm sure there will be hiccups along the way.

-Thanks to billm in one of other threads, I found some Carlisle end loaders at a good price ($170 @ equippers.com) that'll be here Friday.

-Luckily, I've got a Sam's about 2 miles away.

I need to start looking for an insurance policy. What companies provide it? Do you guys have any recommendations of some places to start looking?
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Old 06-03-2010, 07:41 AM   #2
getyourrubonbbq
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Start with your current insurance provider, they may offer a general liability policy or can at least refer you to a company that can.
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Old 06-03-2010, 07:59 AM   #3
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auto owners. There's a thread in this section with all kinds of comments on insurance. Just need to search
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Old 06-03-2010, 08:22 AM   #4
big brother smoke
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I have Golden Eagle insurance.
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Old 06-03-2010, 08:43 AM   #5
PollardsVision
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Thanks guys. I'll start with my auto provider and go from there.
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Old 06-03-2010, 10:25 AM   #6
MattTee
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Join Date: 03-06-10
Location: Rochester, NY
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I got a $1M liability umbrella from our auto folks for $180 for the year.

How many of the Carlisle units did you order and which model? I've got two to start with myself, not sure if I will need more or less but that felt right to me based on the casual jobs I've done.
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Old 06-03-2010, 01:55 PM   #7
PollardsVision
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Quote:
Originally Posted by MattTee View Post
I got a $1M liability umbrella from our auto folks for $180 for the year.

How many of the Carlisle units did you order and which model? I've got two to start with myself, not sure if I will need more or less but that felt right to me based on the casual jobs I've done.
I got 2 as well. That's what I can afford for now and I'll be starting with pretty small jobs.
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Old 06-03-2010, 04:43 PM   #8
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Join Date: 03-28-10
Location: Saint John, IN
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I have 1mill general liability from the Hartford and can give you the contact of my agent, granted I do contacted telcom work gen liability is gen liability. This agent is very good and might even be able to find you someone in your area.

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Old 06-03-2010, 10:54 PM   #9
K Dub
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Join Date: 01-31-10
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Great info Guys. Thanks for the heads up!
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Old 06-08-2010, 12:50 PM   #10
Mlukewow
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Join Date: 07-20-08
Location: Beaverton, Oregon
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I suggest if you do any events with alcohol you may want to just start with an insurance policy for hte general liability with a liquour rider. I started with a general then we went to a facility that required that I have liquer lability insurance in addition to my general liability. The facility would provide one for 150.00 for the day but I found to wrap it into one I provide an additional service and then we dont need a day alcohol permit from the state and the facilities fee. Just a suggestion.

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Old 06-09-2010, 09:10 AM   #11
JD McGee
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I have "The Hartford" as well...(liability)...very reasonable rates and very good service. The'll give you a quote over the internet...easy peasy...
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Old 06-10-2010, 08:43 AM   #12
Jacked UP BBQ
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Join Date: 06-09-08
Location: Forker River, NJ
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call Steve Raab from Fat Angel BBQ, he does The hartford and many other companies. I have multiple companies insured through him and he is the best easiest agent ever. One call and its done. 1-646-823-3247 Tell him I sent you. Matt from Jacked Up BBQ
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