My wifes' been looking into this for her business. There is the potential to increase manual entries. But if you take a lot of manual entries, deferring for 30 days is NOT a great sounding plan.
Some info from their site:
* If you accept more than $1,000 in card-not-present payments during any trailing seven day period, Square will defer depositing the amount in excess of $1,000 for 30 days.* This limit does not apply to swiped payments.
If you foresee yourself primarily making
manually entered transactions and accepting more than $1,000 in a given week, write in
here. We'd be happy to increase your deposit limit to an amount that works with your business.