[big brother smoke]

Nice set-up Marsha! Yes, I include gratuity, tip, service charge in the balance (not going there with the semantics). I still have a headache on this topic from another forum I used to participate.

Your area dictates if you should add it or not! If you do not add it, you will not get it most of the time. If you add it, you will get it most of the time. YMMV