Catering Insurance Quote

So we are getting the Catering thing moving and have gotten quite far down the checklist and passed the Health Department hurdle (still standing ) and have moved onto the General Liability Insurance.

I have read on another forum that Auto Owners had quoted some good quotes to other BBQ Caters across the country so I looked up their website and found my local agent. We called all of the insurance agents and were priced anywhere from $800 - $1000 per year.

When the local Auto Owners folks finally got back to us they quoted us a million dollars in coverage for $268.00 - a year!!

We were blown away by this - and also felt obligated to share with other BBQers the good news. So if yours is running our or you are need of some coverage - take a look at their website and find your local agent. It is definitely worth it.

That sounds real good.

i have state farm and mine is 300.00 an year
so i am not far off

york

Greendriver said:

What were some of the main point of information they needed from you to establish that rate? What did they want to know? Was the estimated # of gigs part of it? Just trying to get a handle on what to expect them to want to know and how to get that kind of good rate. Thanks

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They wanted to know what our estimated gross income (before expenses) would be. I just throughout $10,000 and told them that was our goal for the upcoming year. The other questions were more along the lines of what type of business setup we had (partnership), Federal Tax ID, address, and surprisingly they wanted to know if it was an open pit we used to cook the BBQ.

Rather than that there was nothing else out of the ordinary.

Hope that answers your questions.

# of gigs i plan on doing an year - 12
did the Health dept pass me
how many years have i been cooking on the KCBS

that is what state farm wanted to know

york