Originally Posted by Poker Smoker
I think I made my point ... next!
Ya, I missed it too.
You don't need a PayPal account to do a payment. Just use the guest option and enter the credit card directly. No need to create a PayPal account. No need to do a balance transfer or any nonsense like that.
A lot of web sites will go this route because, unlike a lot of other credit card processors, PayPal does not require you to have a merchant account and the associated fees. They still charge KCBS a transaction fee, but that fee is about the same as what other processors would charge them on top of a merchant fee. It's still a smart choice for a website that isn't selling a huge catalog of items.