In Michigan where I live......My equipment is covered on my property.
If I tow my pit to my sons house and gets stolen It is not covered.
I have a separate policy on my big mobile Klose pit. Couple hundred dollars a year and I am good to go. I too am not an insurance agent.
I would call your local agent and talk to them.
You have never really lived until you have done something for someone who can never repay you.
KC I miss your advice.
Heavily medicated for your protection.
Founding member of Operation Bbq Relief.
Klose Mobile Pit
Klose Owners Reccomended Pit
Little Chief Smoker
Gifted to me my Pit Barrel Smoker