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Merl
05-11-2008, 07:24 PM
I am working on a project to find preferred insurance rates for competition teams who vend or do peoples choice and are required to have liability insurance to compete at contest.

I am trying to establish kcbs cooks for preferred rates. I need to know who you have insurance with, the rate and if they charge for insurance certificates to contest.

Please e-mail me at mwhitebook at kcbs.us

Thank you.
Merl

ihbobry
05-12-2008, 09:51 AM
Here is a listing of providers that offer coverage for "contests". It would be a good starting point. You can search based on other key words if you like.

http://www.insurancejournal.com/directories/searchcovdetails.php?type=ES&keywords=contest%60&catid=38&subcatid=490&states=-1 (http://www.insurancejournal.com/directories/searchcovdetails.php?type=ES&keywords=contest%60&catid=38&subcatid=490&states=-1)

here is the results for "food bourne illness":

http://www.insurancejournal.com/directories/searchcovdetails.php?type=ES&keywords=food%60&catid=6&subcatid=552&states=-1

If there was something KCBS could do for the membership it might be to provide coverage as you describe. But with the amount of alcohol @ many contests it might be difficult to obtain some coverages.

(not that that has anything to do with anything but just as an underwriting concern)

Merl
05-13-2008, 07:23 AM
Last year there were some contest which required insurance. Is there a need for low cost insurance or is this an incidental, which is rarely need and not maintained.

Is there a need?
Merl

Plowboy
05-13-2008, 07:26 AM
Several of us in the KC area go through an agent in Grain Valley, MO. http://combined-ins.com/default.aspx

I think my year of coverage was $279, which included my commercial products, trailer liability, and liability for the property it sits on.