View Full Version : Insurance

02-17-2014, 06:56 AM
For mobile vending, any recommendations? Company that you like, don't like? Thanks

02-17-2014, 07:03 AM
I have mine through Nationwide, coverage on my truck, trailer, and business 1 mil liability runs about $1200 annually. Workers comp costs me another $500 through The Hartford.

02-17-2014, 07:44 AM
Thanks, any language that should be made sure is included?

02-17-2014, 09:37 AM
Maybe check into getting content added as the general policy I have covers liability and anything bolted down in the trailer. So if you have $20k in content and the trailer caught fire the content would not be covered without additional coverage. Your agent will probably go over this stuff with you.

C Rocke
02-17-2014, 10:38 AM
Also ask about additional insured certificates for your general liability - Some companies have policies with unlimited add'l certs you may need for locations or organizers. Some companies charge up to $40 per cert. Best of luck!

02-17-2014, 10:43 AM
call your regular ins guy, he should be able to help out..And as Chris said, you will need certs for most events so make sure they will fax them out for you at NO CHARGE

02-17-2014, 03:07 PM
Ask for replacement cost coverage also.