View Full Version : Insurance

08-31-2011, 05:40 PM
For those vendors/caterers who are legit (i know you all are :-P) what insurance do you carry and about how much do you pay annually. My guy told me $1000 for a $1million policy. Seems to be hefty to me. So my non-BBQ costs look like this:

HD Lisc $300
Insurance $1,000
State LLC fee's $100
Kitchen Rental upfront $100 +$10/hour

what am i missing

08-31-2011, 05:59 PM
City/town/county business license? In many locals business license fees are based on projected gross revenue.

08-31-2011, 08:25 PM
I pay $1000 for million but it also includes full coverage on my truck which was $675 before I put it to the business so I really pay $325 I guess.

OL' Timer
08-31-2011, 10:09 PM
I pay $ 2,100 a year which covers 2010 GMC pickup, 18 foot trailer, Lang 84 deluxe smoker, Backwoods Pro Jr., wife's car and $2,000,000.00 liability.

Bbq Bubba
08-31-2011, 11:48 PM

$3-400/year for 1 million.

09-01-2011, 05:12 AM

$3-400/year for 1 million.

x2 for the business, smokers and trailer

09-01-2011, 06:11 AM
Mine was $500 per year for a $1 Million policy